“True wealth is having an abundance of what truly matters most in your life - and it’s never accomplished alone!”


-          Tom Calkusic MAPP


A GETAWAY FOR YOUR BODY, MIND, SPIRIT,and FINANCIAL WELLBEING

We all know what we are against - What are you for? Find it!

FIND YOUR FOUR TOTAL WELLNESS retreatS

LIVE WELLNESS RETREATS IN PUERTO VALLARTA, MEXICO

Introducing a transformative retreat, inspired by Tom’s personal health journey and his transition from a distinguished 30-year career in Wealth Management accompanied by life imbalance and a health crisis leading to his abrupt retirement. His acclaimed book, Find Your 4, outlines a holistic approach to well-being, which forms the foundation of this unique experience. Our retreat focuses on three core pillars of well-being: health, wealth and spiritual identity. Seeking balance for participants long after the retreat is over.

We offer a blend of traditional and innovative practices, integrating ancient healing methods from natural and Eastern medicine with modern techniques from leading Western medical institutions. Tom’s personal experiences at renowned wellness clinics and facilities in the U.S. and Europe, including the University of Chicago, Cleveland Clinic, and the UPENN Herron Lung Center, ensure that our retreat combines the best of both worlds for a truly comprehensive approach to regenerative health, personal growth and overall wellbeing.

The retreat offers:

Daily Meditation and Book Review Groups: Enhance your mental clarity and emotional well-being with an opportunity to join weekly online groups.

Mindfulness Exercises and Yoga: Reconnect with your inner self through guided practices.
European Spa best practices using both sauna and cold plunges and low impact water exercises.

Three Levels of Exercise Routines: Tailored to fit your fitness level and goals and body's capability.

A Customized Simple Menu: Includes a guided detox and recipes you can use at home.·

Expert-Led Workshops: Covering health, wealth, and spiritual identity, all grounded in Tom’s passion for
Positive Psychology and effective interpersonal communication methods infused with humor. Tom’s unique approach integrates financial education with body, mind, and spiritual wellness. He offers practical and tactical teaching methods along with the “ONE-Page Happy Money Doctor” prescriptions from his “toolbox.” This integration aims to foster real, simple, sustainable life changes and empower you to take control of your finances and your life. Through expert guidance, you’ll be equipped for your Legacy Living Life, mastering both your financial health and your life’s purpose. Each retreat attendee will receive a personalized workbook
customized to their needs, complete with accompanying research. With an optional comprehensive health assessment conducted by medical experts.

Rediscover, rejuvenate, and reinvent yourself at our upcoming retreats for 2025 IN RESEARCH CONFIRMED HAPPY AFFORDABLE Places

( Tom calls the Blue Green Zones). Join the waitlist now for information on both in-person, online ,and hybrid retreats and classes.

Awaken your spirit and embrace the wonders of the world by exploring your unique identity and purpose through our transformative experiences. Inspired by Tom’s upcoming book,
The Blue Green Zones: Answer 4 Soul-Centered Questions on Finding Your Place, People, Purpose, and What You Will Pass On during your unique life’s journey.

Our retreat series for 2025 and beyond delves into these profound questions helping you achieve that flourishing

Legacy Living Life we all strive for..

Our offerings include:·
Spiritual immersion events in both Mexico and custom locations for groups and locations around the world.·
Quarterly retreats in research-confirmed happy Blue-Green places such as Costa Rica and Ibiza and other to be determined Joyful locations.·
A two-week journey to the Camino de Santiago in Spain with like-minded participants.
The Camino de Santiago transcends a mere pilgrimage; it’s a once-in-a-lifetime experience.

We also provide virtual retreats, online classes, and hybrid models to accommodate diverse needs and budgets.

Discover how to refine your purpose and enhance your presence in the world as you prepare for 2025 and beyond. As one fellow traveler who inspired Tom noted, “No one has completed the Campo de Santiago spirit walk without being forever changed.”Join the waitlist now to embark on a journey of profound transformation!

Hey there!

I'M TOM

Read my story ->

I’ve always believed if you live right, then once is enough.

Throughout his 36 years as a former Certified Financial Planner and current Life Coach, Tom has consistently challenged the status quo. He questioned why most financial education and advice were focused on short-term tasks and standardized solutions, often driven by conflicted financial services firms. Tom wondered why financial advice was directed at a mythical “everyman,” neglecting individual psychological needs, personality types, and the complex interdependencies of real life. He saw that traditional advice was often one-size-fits-all, missing the nuances of human needs and preferences.This questioning sparked Tom’s journey, leading him to leave a corporate executive position and pursue a Master’s degree in Positive Psychology (MAPP) from the University of Pennsylvania. Tom believes that finance should be a tool to achieve life goals, not an end in itself.His coursework in Positive Psychology introduced him to the Gottman Method, which he uses to assess relationship and communication needs. Alongside this, Tom incorporates Positive Interventions for Two, developed during his Capstone at UPENN, and the CFP Board of Standards’ traditional 7-Step Financial Planning Process. He believes that while traditional financial planning is important, it alone is not enough for personal happiness. The integration of the three pillars of health, wealth, and spiritual identity enables Tom and his partners to offer a more holistic approach to financial life planning and wellness.The increasing demand for Tom’s innovative approach led to the creation of Total Wellness 4Us.

This initiative is the next step in Tom’s mission to bring more positivity, intentionality and sanity to financial life planning, combining personal finance with the principles of Positive Psychology and Holistic Health.

To extend his impact, Tom wrote Find Your 4
to help financial professionals, organizations, temporarily imprisoned men, and families flourish by adopting a more holistic and intentional approach to living a well-rounded life—what Tom refers to as
Legacy Living.

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LIVE TOTAL WELLNESS

Resources for every stage of your health, wealth & spiritual growth journey

Coaching/Financial Mentoring

Online Courses

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Private Community

Podcast-Money-Mindset & Meaning

Blogs-Health-Wealth & Spirit

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Frequently Asked Questions

How long is the retreat?

Currently Puerto Vallarta Mexico is designed for a long weekend-4 days. Friday-Monday Hybrid members will be joining us for Friday night welcome and dinner program from 6-9pm and joining 9-12noon workshops on Saturday and Sunday and have the option of the 8-9pm. Book review/meditation sessions Friday,Saturday, and Sunday. 

Who is it best suited for?

Everyone that wants to achieve balance and wellbeing in the three core Pillars of Physical and Emotional Health, Prudent Financial life Planning, and have a desire to grow their Spirit with like minded individuals.Couples and families are encouraged to attend together.

What if I can't attend the retreat?

We understand that not everyone can join us in person. That's why we offer a range of resources to support your journey:

• Our "Find Your 4" book and workbook.

• Regular blog posts and podcasts on health, wealth, and spiritual growth.

• Online classes and practical tools (see our Resources tab).

• Virtual retreats and hybrid models and Speaking Engagements

I'm interested but not sure where to start. What should I do?

We recommend scheduling a complimentary 20-minute discovery call. This allows us to understand your unique situation and guide you towards the best starting point for your journey. Click the "Book a Call" link at the top of the page to get started.